When you decide to purchase a manufactured home, one crucial aspect to consider is the manufactured home warranty. A warranty provides peace of mind, assuring you that certain repairs and replacements will be covered within a specified period. Understanding the details of your warranty is essential to protect your investment and avoid unexpected expenses. In this article, we will highlight five key aspects of a manufactured home warranty that you should be aware of before making your purchase.

Types of Manufactured Home Warranties

Manufactured home warranties come in various types, each offering different levels of coverage. The two primary types of warranties for manufactured homes are:

Factory Warranty: This warranty, also known as a structural warranty, is typically provided by the manufacturer. It covers structural defects and issues with the core components of the home, such as the frame, roof, and flooring. Factory warranties often last for several years and are transferable to subsequent owners, adding to the home's resale value.

Extended Warranty: An extended warranty, also called a service contract or homeowner's warranty, can be purchased separately from third-party providers or through the manufacturer. It covers a broader range of systems and appliances within the home, including heating and cooling systems, plumbing, and electrical components. Extended warranties offer more comprehensive coverage but may come with a cost.

Coverage Period and Terms

Manufactured home warranties have specific coverage periods and terms that vary depending on the type of warranty and the manufacturer or provider. It's crucial to thoroughly review the terms and conditions of your warranty to understand:

  • The duration of coverage, including the start and end dates.
  • Any limitations or exclusions regarding specific components or systems.
  • Any deductibles or fees associated with warranty claims.
  • The process for filing a warranty claim and the required documentation.

Be aware that the coverage provided by a factory warranty may differ from an extended warranty, so it's essential to clarify what is included in your specific warranty agreement.

Inspections and Maintenance Requirements

To maintain the validity of your manufactured home warranty, most warranties require regular inspections and maintenance. This ensures that the home is well-maintained and that any potential issues are addressed promptly. Inspections may be required annually or semi-annually, and they often focus on essential systems like the roof, plumbing, and electrical systems.

Additionally, keeping records of maintenance and repairs is essential. Failure to perform required maintenance or keep records may result in the warranty being voided, leaving you responsible for any future repairs or replacements.


Many factory warranties are transferable to subsequent owners if you decide to sell your manufactured home. This transferability can be a valuable selling point, as it offers the new owner the same protection and peace of mind that you enjoyed during your ownership.

However, the terms and conditions for transferring the warranty may vary. Some manufacturers may charge a transfer fee, while others may require notification within a certain timeframe. Understanding these transfer requirements can be crucial when selling your manufactured home.

Additional Coverage Options

While the primary manufactured home warranty covers essential components, you may have the option to purchase additional coverage for specific items or systems that are important to you. For example, if you want extra protection for your kitchen appliances or a home security system, you can explore add-on coverage options.

These additional coverages come with their own terms, costs, and coverage limits, so it's essential to carefully assess whether they align with your needs and budget.

In conclusion, a manufactured home warranty is a critical consideration when purchasing a manufactured home. Understanding the types of warranties available, the coverage period and terms, inspection and maintenance requirements, transferability, and additional coverage options will help you make an informed decision and protect your investment. Be sure to thoroughly review your warranty agreement, ask questions, and keep records to ensure you can take full advantage of the protection it provides for your manufactured home.